The NIN (National Identification Number) is the most important feature of the Nigerian national ID card. It is, in fact, the only really important thing about your ID card. Every Nigerian ought to have a unique NIN.
Every bank account holder in Nigeria actually has a NIN irrespective of whether or not such person has enrolled for the national ID card. How?
The federal government of Nigeria made BVN (Bank Verification Number) compulsory for every Nigerian bank account holder. During the registration, applicants were required to include, among other things, phone number (registered during the KYC [Know Your Customer] exercise), thumbprints, and personal information.
All the data collected during the exercise were thereafter harmonized and synchronized into national database. Consequently, every individual was assigned a NIN. By this, every individual can easily access his NIN information via his phone.
How to check your NIN with your phone even without enrollment.
#1. Dial *346# from the phone number you used to register for your BVN.
#2. Two options will pop up that ask you to enter 1 to retrieve your NIN number or 2 to cancel. Simply enter 1 and press “send”
#3. Your NIN number will be clearly displayed on your phone. Write it out and save it somewhere. Screenshot it if possible.
What scammers can do with it
— when a scammer has access to your phone, he can retrieve your NIN and clone your ID card with it. He can easily crop a passport from your pictures online or even use his own pictures or those of random people depending on his motives. He can equally get other information about you online like your name etc.
— most people that have already enrolled are yet to get permanent ID card, they still use the temporary slip which is equally acceptable provided it contains the NIN. This makes the cloning much easy.
— where a scammer decides to produce permanent ID card, he will still use it fully because ID cards are normally submitted in photocopies, so no one will find out if it’s fake.
— the scammer might use your ID card in perpetuating many crimes that may be traced to.
Identity theft is a serious issue. Protect your Identity by locking your phones and SIM cards.
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